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Schengen Visa Guide

Europ Assistance Schengen Travel Insurance

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Europ Assistance Schengen Travel Insurance

Europ Assistance Schengen Travel Insurance. Those who have applied for Schengen Visas know that one of their main requirements is to have a valid travel insurance policy for the entire Schengen Area. In spite of the high cost of healthcare for tourists and non-residents in most EU countries, travel insurance is always recommended – if not for your own peace of mind.

There are two insurance policies offered by Europ Assistance Travel Insurance that meet the requirements for Schengen visa applications and are accepted by all Schengen embassies, consulates, and visa centers.

What Does Europ Assistance Travel Insurance Cover?

Europ Assistance offers two plans for those travelling to Europe. For those traveling to Europe, the following plans are available:

Plan Schengen Plan Schengen Plus
Countries covered All Schengen Area countries All Schengen Area countries plus Bulgaria, Croatia, Cyprus, Ireland, Romania and the UK.
Medical expenses Up to €30,000 per person / claim Up to €60,000 per person / claim
Dental expenses Dental emergencies up to €100 Dental emergencies up to €100
Medical repatriation Covers for transfer to a better equipped or more specialised hospital near your usual place of residence. Covers for transfer to a better equipped or more specialised hospital near your usual place of residence.
Extension of hotel stay due to sudden illness or accidental bodily injury (when prescribed by a doctor) N/A Up to €100 per day to a maximum of €500 and 5 nights.
Transport of a companion to accompany you if you need medical repatriation N/A Up to €500
Transport of a companion to accompany you n the event of your hospitalization N/A Up to €500
Lodging expenses of your companion in the event of your hospitalisation N/A Up to €100 per day to a maximum of €500 and 5 nights.
Providing a companion to minors younger than 14 years of age and to persons with disabilities N/A Coverage of up to €500 for the cost of transportation of the companion as well as the travel ticket. The companion can be either someone designated by the client or someone appointed by Europ Assistance.
Transport of mortal remains Covers the expenses incurred by transferring the body to the place of burial or cremation or from the place of burial or cremation to the funeral operator’s premises. Covers the expenses incurred by transferring the body to the place of burial or cremation or from the place of burial or cremation to the funeral operator’s premises.
Coffin cost Covers the minimum cost of a wooden coffin, handles and nameplate. Covers the minimum cost of a wooden coffin, handles and nameplate.
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How to Get Schengen Travel Insurance with Europ Assistance?

For each person you are insuring, you must enter the nationality, the age, and the intended days of travel on the official website of Schengen Europ Assistance (here).

Your name will not appear on the Insurance Certificate if someone else pays on your behalf with a Visa, MasterCard, or American Express credit/debit card, or with PayPal.

As soon as you purchase the policy, you will receive an email with your Insurance Certificate and Special Conditions documents, which include your policy number and terms and conditions.

The Cost of Europ Assistance Schengen Visa Insurance Policy

With Europ Assistance Schengen travel insurance, you can cover your trip for as little as 18 euros per week.

Duration of travel Schengen
(Schengen area only)
Schengen Plus
(Extended protection
Schengen + EU countries)
up to 7 days 18 EUR 28 EUR
up to 15 days 30 EUR 49 EUR
up to 31 days 46 EUR 73 EUR
up to 45 days 56 EUR 85 EUR
up to 63 days 72 EUR 99 EUR
up to 90 days 88 EUR 125 EUR
up to 105 days 107 EUR 159 EUR
up to 158 days 165 EUR 239 EUR
up to 365 days 285 EUR 429 EUR

Why Schengen Insurance From Europ Assistance?

  • All European regulations are met.
  • Tourists, families, and businesses can use it in Europe
  • The Schengen Insurance Certificate can be downloaded immediately.
  • Reimbursement for Schengen visa refusals.

Who Can Purchase Europ Assistance Travel Insurance?

Europ Assistance offers travel insurance plans for almost everyone, including:

  • Visa-required travelers.
  • Schengen Zone visitors who do not need a visa.
  • Travelers with EU citizenship visiting another EU/Schengen country.

The following nationalities cannot subscribe to a travel insurance plan with Europ Assistance: Iran, Syria, Belarus, Burma/Myanmar, Cuba, North Korea, Somalia, Sudan, Zimbabwe.

When Does Coverage Start?

The coverage of your travel insurance policy with Europ Assistance begins when you depart from your country and enter the EU/Schengen Zone, and it ends when you leave the EU/Schengen Zone, either because you are evacuated or repatriated.

In order to purchase travel insurance, you need to select the dates during which you will travel. You are only covered during those days if you are traveling. You do not have medical insurance in your country of residence.

Can I Take Travel Insurance for Multiple Trips to Europe?

You can buy a travel insurance policy for multiple trips to Europe. The total duration of the policy is one year, and every trip cannot exceed four months in length.

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Can I Extend my Travel Insurance Plan with Europ Assistance?

If you need to extend your trip beyond the expiration of your current policy, you must purchase a new policy. For more information, please contact Europ Assistance.

How Much Does Travel Insurance with Europ Assistance Cost?

In order to determine the price of Schengen Travel Insurance with Europ Assistance, the following factors must be taken into account:

  • Insurance plan you choose. The Schengen Plus plan offers more coverage, so it is more expensive.
  • If you’re going on a one-week trip for one person, the cost of the policy is usually between €30 to €49, depending on the plan you choose.
  • One policy can cover up to nine people.

How to Buy Schengen Travel Insurance with Europ Assistance?

You will need to follow these steps in order to purchase Schengen travel insurance with Europ Assistance:

  1. Visit the Europ Assistance website.
  2. The red “quote” button should be clicked.
  3. Decide how many people you want to cover under your travel insurance policy.
  4. The travel dates should be entered in the boxes.
  5. You can choose the country where you live.
  6. You can see the prices by clicking “See the prices”.
  7. The Schengen or Schengen Plus insurance plans are available.
  8. Please click “Subscribe”.
  9. Your personal information will be entered.
  10. The purchase form must be completed.

You will then receive a document in your email, confirming that you have purchased Schengen insurance through Europ Assistance.

How Can I Make a Claim with Europ Assistance?

When making a claim with Europ Assistance, you have to contact them as soon as possible by email or by visiting their designated website for making claims, aptly named eClaims Portal.

You may not have to pay anything upfront if you choose to seek medical treatment from one of their medical partners. Otherwise, you will have to pay the costs yourself and be reimbursed later.

Here are the requirements for filing a claim with Europ Assistance:

  • Please provide your policy number, contact information, current location, and any details regarding your accident or illness.
  • The documents must include the date of the accident/illness, the treatment you received, as well as any other relevant records that attest to the accident/illness.
  • Travel tickets and Schengen Visas must include your full name and the dates of the trip, attesting you were in the territory in which you were covered when the accident occurred.
  • When you are unable to provide enough information about your medical condition: A form that Europ Assistance provides to you and that must be filled out by the medical practitioner overseeing your treatment.
  • Original receipts or invoices for your trip.
  • The insurance policy must be proof of purchase.
  • Invoice issued by the relevant service provider, detailing the costs you were subjected to.
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Does Europ Assistance Schengen Insurance Cover Adventure Sports?

In the event of an accident while participating in extreme or adventure sports, Europ Assistance’s travel insurance policies have restrictions, including:

  • Sporting activities in the winter
  • Sports or races that are competitive
  • Sports such as boxing, weightlifting, wrestling, and martial arts
  • Water-skiing, jumping, sledding, diving, diving, scuba diving, caving, mountaineering, and glacier access
  • Sports involving flight
  • Water sports like rafting, bungee jumping, hydrospeed, hiking, and mountaineering are also available.
  • Rescues in caves, the sea, or the desert, for example.

What Does Europ Assistance Travel Insurance Not Cover?

Travel insurance from Europ Assistance does not cover any of the following:

  • Over 75-year-olds.
  • The costs for which you have not notified Europ Assistance and for which no authorization has been granted.
  • Expenses incurred before or after the insurance policy begins or ends.
  • Expenses for which you cannot provide documentary proof.
  • Expenses related to your country of residence’s medical system.
  • Expenses related to mental illness, preventative medical check-ups, cosmetic surgery, heat treatment, AIDS, alternative medicine, physiotherapy, and rehabilitation.
  • Surgery or medical treatment is the purpose of a medical trip.
  • A dental intervention that is not urgent, such as a normal decay of a tooth or damage to a dental prosthesis.
  • The vaccination process.
  • When you return home, you may be able to delay medical treatment.
  • Visa extension expenses.
  • A person who is listed on an international terrorist watch list.
  • Pre- or post-trip medical care that is not an emergency.
  • Expenses associated with eyeglasses and contacts, pacemakers, stents, prosthetics, and orthopaedic or anatomical parts.
  • The cost of staying at a rest home.
  • Chiropractic, physiotherapy, and physical education expenses.
  • Expenses associated with shipping medical drugs.

Additionally, there are restrictions on:

  • Extreme sports or adventure sports
  • Suicide attempts, self-injury, and self-inflicted wounds.
  • Drug or alcohol-related illness or injury.
  • Having a pre-existing medical condition.

Conclusion

Europ Assistance Schengen Travel Insurance offers comprehensive coverage for Schengen visa applicants, meeting the requirements of all Schengen embassies and visa centers. The plans cater to various needs and circumstances, providing peace of mind for travelers. It’s a reliable option with transparent costs, easy online purchase, and efficient claims processing.

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Schengen Visa Guide

What Are the Requirements for Obtaining a French Visa?

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What Are the Requirements for Obtaining a French Visa?

What Are the Requirements for Obtaining a French Visa? The same visa policy does not apply to every foreigner and every territory of France. Therefore, visa exemptions are heavily influenced by dissimilar factors, primarily the nationality of the foreigner, the territory of France the applicant seeks to visit, the foreigner’s residence status in the Schengen Area or specifically in France, and the purpose of the visit.

France’s territories are divided into three parts, each with its own visa policy:

  • French European Territory
  • French Overseas Départments or Regions (DOM)
  • French Overseas Territories (TOM)

Who Needs a French Visa to Enter and Stay in European French Territory?

The Schengen Area includes France. As a result, its European territory complements those of Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, also members of the Area.

For entry and stay in the European French Territory, you need a French Visa.

Who Needs a French Visa to Enter and Stay in French Overseas Départments or Regions?

For short stays (up to 3 months) to Guadeloupe (and its dependencies: Saint Martin, Saint Barthélémy), French Guyana, Martinique, Réunion, the following foreign nationals do not require a French visa:

  • Andorre,
  • Argentina,
  • Australia,
  • Bolivia,
  • Brunei,
  • Bulgaria,
  • Cyprus,
  • Canada,
  • Chile,
  • Costa Rica,
  • Croatia,
  • El Salvador,
  • Guatemala,
  • Honduras,
  • Hong-Kong (titulaires du passeport de la Région administrative spéciale seulement),
  • Ireland,
  • Japan,
  • Macao (titulaires du passeport de la Région administrative spéciale seulement),
  • Malaysia,
  • Mexico,
  • Monaco,
  • New Zealand,
  • Nicaragua,
  • Panama,
  • Paraguay,
  • Singapour,
  • South Korea,
  • St-Marin,
  • Switzerland,
  • The Holly See,
  • United Kingdom,
  • United States,
  • Uruguay and
  • Venezuela. 
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Note: Those from the above countries are allowed to enter and stay in French Overseas Départments and Regions without a French Visa, except for the following categories of foreign nationals who MUST have a French Visa:

  • Individuals from the United States, Australia, Japan, South Korea, Mexico, Venezuela, or Singapore wishing to work in these countries,

  • Students from the United States, citizens who hold diplomatic, official, or other service passports, and intend to stay in these French territories in a diplomatic or official mission, or journalists who intend to stay in these French territories for journalistic purposes

It is not possible for foreign nationals from the above excluded countries to enter or stay in French Overseas Départments or Regions without obtaining a French Visa through the French Visa Application process.

Who Needs a French Visa to Enter and Stay in French Overseas Territories? 

In French Polynesia, Wallis and Futuna, New Caledonia and its dependencies (Terrires Australes et Antartiques Françaises (TAAF)), Mayotte, Saint Pierre and Miquelon, the following foreign nationals may travel without a French Visa for short stays (up to 3 months):

  • Argentina,
  • Australia,
  • Bolivia,
  • Brasil,
  • Brunei,
  • Croatia,
  • Canada,
  • Chile,
  • Costa Rica,
  • El Salvador,
  • Guatemala,
  • Honduras,
  • Hong-Kong * (passport holders of the special administrative area exclusively),
  • Japan,
  • Macao* (passport holders of the special administrative area exclusively),
  • Malaysia,
  • Mexico,
  • New Zealand,
  • Nicaragua,
  • Panama,
  • Paraguay,
  • Singapore,
  • South Corea,
  • United States and
  • Uruguay.

These countries have nationals who can enter the French overseas territories without a French visa, but cannot stay more than three (3) months or ninety (90) days:

  • Andorra,
  • Bulgaria,
  • Cyprus,
  • Ireland,
  • Monaco,
  • Norway,
  • Netherlands,
  • Saint Marin,
  • The Holly See and
  • United Kingdom.
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Note: Foreign nationals from the above countries are permitted to enter and stay in the French overseas territories without a French visa, with the exception of the following categories:

  • Brazilians, Canadians, South Koreans, Americans, Japanese, Australians, Malaysians, Mexicans, Singaporeans seeking gainful employment in these areas,

  • Nationals of the United States wishing to get a job there or to enter and stay there for journalistic purposes

  • In order to enter and stay in Overseas French Territory of New Caledonia, Hong Kong and Macao nationals will need a French visa.

Other foreign nationals from the above list cannot enter or stay in the French Overseas Territories without undergoing the French Visa Application procedure and getting the appropriate French Visa.

Conclusion 

French visa policies demands careful consideration of nationality, purpose, and destination. France categorizes its territories—European, Overseas Départments/Regions, and Overseas Territories—each with unique visa regulations. While some nations enjoy visa exemptions, specific categories necessitate visa acquisition for entry and extended stays.

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