Schengen Visa Guide

Europ Assistance Schengen Travel Insurance

Published

5 months ago

March 29, 2024

Admin

Europ Assistance Schengen Travel Insurance. Those who have applied for Schengen Visas know that one of their main requirements is to have a valid travel insurance policy for the entire Schengen Area. In spite of the high cost of healthcare for tourists and non-residents in most EU countries, travel insurance is always recommended – if not for your own peace of mind.

There are two insurance policies offered by Europ Assistance Travel Insurance that meet the requirements for Schengen visa applications and are accepted by all Schengen embassies, consulates, and visa centers.

What Does Europ Assistance Travel Insurance Cover?

Europ Assistance offers two plans for those travelling to Europe. For those traveling to Europe, the following plans are available:

	Plan Schengen	Plan Schengen Plus
Countries covered	All Schengen Area countries	All Schengen Area countries plus Bulgaria, Croatia, Cyprus, Ireland, Romania and the UK.
Medical expenses	Up to €30,000 per person / claim	Up to €60,000 per person / claim
Dental expenses	Dental emergencies up to €100	Dental emergencies up to €100
Medical repatriation	Covers for transfer to a better equipped or more specialised hospital near your usual place of residence.	Covers for transfer to a better equipped or more specialised hospital near your usual place of residence.
Extension of hotel stay due to sudden illness or accidental bodily injury (when prescribed by a doctor)	N/A	Up to €100 per day to a maximum of €500 and 5 nights.
Transport of a companion to accompany you if you need medical repatriation	N/A	Up to €500
Transport of a companion to accompany you n the event of your hospitalization	N/A	Up to €500
Lodging expenses of your companion in the event of your hospitalisation	N/A	Up to €100 per day to a maximum of €500 and 5 nights.
Providing a companion to minors younger than 14 years of age and to persons with disabilities	N/A	Coverage of up to €500 for the cost of transportation of the companion as well as the travel ticket. The companion can be either someone designated by the client or someone appointed by Europ Assistance.
Transport of mortal remains	Covers the expenses incurred by transferring the body to the place of burial or cremation or from the place of burial or cremation to the funeral operator’s premises.	Covers the expenses incurred by transferring the body to the place of burial or cremation or from the place of burial or cremation to the funeral operator’s premises.
Coffin cost	Covers the minimum cost of a wooden coffin, handles and nameplate.	Covers the minimum cost of a wooden coffin, handles and nameplate.

How to Get Schengen Travel Insurance with Europ Assistance?

For each person you are insuring, you must enter the nationality, the age, and the intended days of travel on the official website of Schengen Europ Assistance (here).

Your name will not appear on the Insurance Certificate if someone else pays on your behalf with a Visa, MasterCard, or American Express credit/debit card, or with PayPal.

As soon as you purchase the policy, you will receive an email with your Insurance Certificate and Special Conditions documents, which include your policy number and terms and conditions.

The Cost of Europ Assistance Schengen Visa Insurance Policy

With Europ Assistance Schengen travel insurance, you can cover your trip for as little as 18 euros per week.

Duration of travel	Schengen (Schengen area only)	Schengen Plus (Extended protection Schengen + EU countries)
up to 7 days	18 EUR	28 EUR
up to 15 days	30 EUR	49 EUR
up to 31 days	46 EUR	73 EUR
up to 45 days	56 EUR	85 EUR
up to 63 days	72 EUR	99 EUR
up to 90 days	88 EUR	125 EUR
up to 105 days	107 EUR	159 EUR
up to 158 days	165 EUR	239 EUR
up to 365 days	285 EUR	429 EUR

Why Schengen Insurance From Europ Assistance?

All European regulations are met.
Tourists, families, and businesses can use it in Europe
The Schengen Insurance Certificate can be downloaded immediately.
Reimbursement for Schengen visa refusals.

Who Can Purchase Europ Assistance Travel Insurance?

Europ Assistance offers travel insurance plans for almost everyone, including:

Visa-required travelers.
Schengen Zone visitors who do not need a visa.
Travelers with EU citizenship visiting another EU/Schengen country.

The following nationalities cannot subscribe to a travel insurance plan with Europ Assistance: Iran, Syria, Belarus, Burma/Myanmar, Cuba, North Korea, Somalia, Sudan, Zimbabwe.

When Does Coverage Start?

The coverage of your travel insurance policy with Europ Assistance begins when you depart from your country and enter the EU/Schengen Zone, and it ends when you leave the EU/Schengen Zone, either because you are evacuated or repatriated.

In order to purchase travel insurance, you need to select the dates during which you will travel. You are only covered during those days if you are traveling. You do not have medical insurance in your country of residence.

Can I Take Travel Insurance for Multiple Trips to Europe?

You can buy a travel insurance policy for multiple trips to Europe. The total duration of the policy is one year, and every trip cannot exceed four months in length.

Can I Extend my Travel Insurance Plan with Europ Assistance?

If you need to extend your trip beyond the expiration of your current policy, you must purchase a new policy. For more information, please contact Europ Assistance.

How Much Does Travel Insurance with Europ Assistance Cost?

In order to determine the price of Schengen Travel Insurance with Europ Assistance, the following factors must be taken into account:

Insurance plan you choose. The Schengen Plus plan offers more coverage, so it is more expensive.
If you’re going on a one-week trip for one person, the cost of the policy is usually between €30 to €49, depending on the plan you choose.
One policy can cover up to nine people.

How to Buy Schengen Travel Insurance with Europ Assistance?

You will need to follow these steps in order to purchase Schengen travel insurance with Europ Assistance:

Visit the Europ Assistance website.
The red “quote” button should be clicked.
Decide how many people you want to cover under your travel insurance policy.
The travel dates should be entered in the boxes.
You can choose the country where you live.
You can see the prices by clicking “See the prices”.
The Schengen or Schengen Plus insurance plans are available.
Please click “Subscribe”.
Your personal information will be entered.
The purchase form must be completed.

You will then receive a document in your email, confirming that you have purchased Schengen insurance through Europ Assistance.

How Can I Make a Claim with Europ Assistance?

When making a claim with Europ Assistance, you have to contact them as soon as possible by email or by visiting their designated website for making claims, aptly named eClaims Portal.

You may not have to pay anything upfront if you choose to seek medical treatment from one of their medical partners. Otherwise, you will have to pay the costs yourself and be reimbursed later.

Here are the requirements for filing a claim with Europ Assistance:

Please provide your policy number, contact information, current location, and any details regarding your accident or illness.
The documents must include the date of the accident/illness, the treatment you received, as well as any other relevant records that attest to the accident/illness.
Travel tickets and Schengen Visas must include your full name and the dates of the trip, attesting you were in the territory in which you were covered when the accident occurred.
When you are unable to provide enough information about your medical condition: A form that Europ Assistance provides to you and that must be filled out by the medical practitioner overseeing your treatment.
Original receipts or invoices for your trip.
The insurance policy must be proof of purchase.
Invoice issued by the relevant service provider, detailing the costs you were subjected to.

Does Europ Assistance Schengen Insurance Cover Adventure Sports?

In the event of an accident while participating in extreme or adventure sports, Europ Assistance’s travel insurance policies have restrictions, including:

Sporting activities in the winter
Sports or races that are competitive
Sports such as boxing, weightlifting, wrestling, and martial arts
Water-skiing, jumping, sledding, diving, diving, scuba diving, caving, mountaineering, and glacier access
Sports involving flight
Water sports like rafting, bungee jumping, hydrospeed, hiking, and mountaineering are also available.
Rescues in caves, the sea, or the desert, for example.

What Does Europ Assistance Travel Insurance Not Cover?

Travel insurance from Europ Assistance does not cover any of the following:

Over 75-year-olds.
The costs for which you have not notified Europ Assistance and for which no authorization has been granted.
Expenses incurred before or after the insurance policy begins or ends.
Expenses for which you cannot provide documentary proof.
Expenses related to your country of residence’s medical system.
Expenses related to mental illness, preventative medical check-ups, cosmetic surgery, heat treatment, AIDS, alternative medicine, physiotherapy, and rehabilitation.
Surgery or medical treatment is the purpose of a medical trip.
A dental intervention that is not urgent, such as a normal decay of a tooth or damage to a dental prosthesis.
The vaccination process.
When you return home, you may be able to delay medical treatment.
Visa extension expenses.
A person who is listed on an international terrorist watch list.
Pre- or post-trip medical care that is not an emergency.
Expenses associated with eyeglasses and contacts, pacemakers, stents, prosthetics, and orthopaedic or anatomical parts.
The cost of staying at a rest home.
Chiropractic, physiotherapy, and physical education expenses.
Expenses associated with shipping medical drugs.

Additionally, there are restrictions on:

Extreme sports or adventure sports
Suicide attempts, self-injury, and self-inflicted wounds.
Drug or alcohol-related illness or injury.
Having a pre-existing medical condition.

Conclusion

Europ Assistance Schengen Travel Insurance offers comprehensive coverage for Schengen visa applicants, meeting the requirements of all Schengen embassies and visa centers. The plans cater to various needs and circumstances, providing peace of mind for travelers. It’s a reliable option with transparent costs, easy online purchase, and efficient claims processing.

Schengen Visa Guide

Schengen Visa Application Philippines

Published

3 months ago

June 12, 2024

Admin

Schengen Visa Application Philippines. Dreaming of exploring the charming cities and breathtaking landscapes of Europe? Planning a trip to Schengen countries from the Philippines is an exciting endeavor, but navigating the visa application process can seem daunting. Fear not! In this comprehensive guide, we’ll walk you through the step-by-step process of applying for a Schengen visa, ensuring a smooth and hassle-free experience.

Schengen Visa Application Philippines

Check Your Eligibility

Before diving into the application process, ensure you meet the basic eligibility criteria. The applicant must possess a valid Philippine passport with at least six months’ validity beyond the intended duration of stay in the Schengen area.

Gather Required Documents

The key to a successful Schengen visa application lies in meticulous document preparation. Here’s what you’ll need:

A duly accomplished Schengen Visa Application Form, available online or at the consulate/embassy.
Two recent identity photographs adhering to the strict visa photo requirements for Schengen visa applications.
Proof of travel arrangements, including flight itinerary and accommodation bookings.
Travel medical insurance covering a minimum of €30,000 for emergency medical expenses and repatriation.
Proof of financial means, such as bank statements, to demonstrate your ability to cover travel expenses.

Complete the Application Form

Thoroughly fill out the Schengen Visa Application Form, ensuring accuracy and consistency with the information provided in supporting documents. Any discrepancies could lead to delays or rejection of your application.

Schedule An Appointment

Most Schengen countries require applicants to schedule an appointment at the respective consulate or embassy for visa submission. Plan ahead and book your appointment well in advance to secure your preferred date and time slot.

Attend The Visa Interview (if required)

Some applicants may be called for a visa interview as part of the application process. Be prepared to answer questions related to your travel plans, financial situation, and purpose of visit to the Schengen area.

Conclusion

Embarking on a journey to the Schengen countries from the Philippines is an enriching experience filled with cultural discovery and unforgettable moments. By following the steps outlined in this guide, you’ll be well-equipped to navigate the Schengen visa application process with confidence and ease. So, gather your documents, complete the application form, and embark on your European adventure hassle-free!

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